DISCLAIMER & DISCLOSURES POLICY
Last updated: January 9, 2026
This Disclaimer & Disclosures Policy (“Policy”) applies to afrobudgetingirl.com (the “Website”) and is provided by Ingrid Francisque (doing business as Unlock your Financial Freedom) (“we,” “us,” “our”).
This Policy is intended to provide important disclosures about the nature of the information, products, and services provided on the Website. By accessing or using the Website, you agree to this Policy along with our Terms and Conditions and Privacy Policy.
If you do not agree, please do not use the Website.
1. Educational and Informational Purposes Only
All content on the Website—including digital products, written materials, templates, guides, videos, downloads, emails, and services—is provided for educational and informational purposes only.
Nothing on this Website should be interpreted as professional or individualized advice.
2. Not Financial, Legal, Tax, or Professional Advice
We are not providing financial advice, investment advice, legal advice, tax advice, or any other regulated professional service.
You acknowledge and agree that:
Any financial or budgeting information shared is general in nature and may not apply to your personal circumstances.
You should consult a qualified professional (e.g., financial advisor, accountant, tax professional, or attorney) before making decisions based on information from this Website.
3. No Guarantees or Results Disclaimer
We do not guarantee any specific outcomes, financial results, savings, income, or improvements from using the Website, products, or services.
Your results depend on many factors beyond our control, including your personal situation, decisions, effort, follow-through, and external economic conditions. Therefore, there is no guarantee that you will achieve any particular result.
4. Accuracy of Information
We aim to keep all product descriptions, pricing, and content accurate and up to date. We guarantee the accuracy of:
product descriptions, and
product prices,
as displayed at the time of purchase.
However, general informational content (e.g., blog posts, educational resources, emails, social posts) may change over time. We are not responsible for errors or omissions in informational materials, and we may update content at any time without notice.
5. Digital Products and Services
We offer digital products and digital services only. We do not provide physical goods. Product access and delivery details (e.g., download links, access instructions, onboarding steps) will be provided after successful payment, as described on the relevant product page.
We do not offer:
free products,
free trials,
service trials, or
recurring subscriptions.
All purchases are one-time unless otherwise clearly stated on the product page.
6. Payments and Security (Stripe)
Payments are processed securely through Stripe. We do not store or have access to your full payment card details.
Payment information is protected using industry-standard security practices through our payment processor. For more information about how Stripe handles data, please review Stripe’s privacy policy as referenced in our Privacy Policy.
7. Third-Party Products, Services, and Affiliations
We do not sell products or services provided by third parties on this Website.
If we link to third-party websites, tools, resources, or platforms (for example, for convenience, education, or references), we do not control those sites and are not responsible for their content, policies, or practices. Accessing third-party links is at your own risk.
8. Affiliate Links and Sponsored Content Disclosure
To maintain transparency, we disclose the following:
Affiliate links: If we ever include affiliate links, it means we may earn a small commission if you purchase through those links—at no extra cost to you.
Sponsored content: If we ever publish sponsored content, we will clearly identify it as sponsored.
Unless a page explicitly states otherwise, you should assume:
the content is not sponsored, and
links are not affiliate links.
(If you already know you do or don’t use affiliate links today, you can keep this section as-is for future-proofing.)
9. Testimonials and Examples Disclaimer
Any testimonials, examples, income/savings stories, or user experiences shared on the Website are presented as real-life examples but do not guarantee that you will achieve the same or similar results.
Individual results vary.
10. User Responsibility
By using the Website, you acknowledge that you are solely responsible for your actions, decisions, and results.
You agree to use your own judgment and due diligence before implementing any suggestion, template, strategy, or recommendation provided through the Website, products, or services.
11. Limitation of Liability
To the fullest extent permitted by law, we will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of the Website, products, services, or reliance on any information provided.
12. Privacy Alignment
Your use of the Website is also governed by our Privacy Policy, which explains how we may collect and process personal information (such as name, email, and limited technical data), and how payment data is handled through Stripe.
13. Changes to This Policy
We may update this Policy from time to time. The “Last updated” date at the top reflects the effective date of the current version. Your continued use of the Website after updates means you accept the revised Policy.
14. Contact
If you have questions or concerns about this Disclaimer & Disclosures Policy, contact us at:
Email: ifrancisque@hotmail.com
Contact page: http://www.afrobudgetingirl.com/contact
Mailing address (as listed in your Privacy Policy):
Ingrid Francisque
Meadows Souk
Dubai, Dubai 00000
United Arab Emirates