Terms and Conditions

Last updated: January 9, 2026

These terms and conditions (“Agreement”) set forth the general terms and conditions of your use of the afrobudgetingirl.com website (“Website” or “Service”) and any of its related products and services (collectively, “Services”).

This Agreement is legally binding between you (“User”, “you” or “your”) and this Website operator (“Operator”, “we”, “us” or “our”). If you are entering into this Agreement on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to this Agreement, in which case the terms “User”, “you” or “your” shall refer to such entity. If you do not have such authority, or if you do not agree with the terms of this Agreement, you must not accept this Agreement and may not access and use the Website and Services.

By accessing and using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Agreement. You acknowledge that this Agreement is a contract between you and the Operator, even though it is electronic and is not physically signed by you, and it governs your use of the Website and Services.

Accounts and Membership

You must be at least 18 years of age to use the Website and Services. By using the Website and Services and by agreeing to this Agreement you warrant and represent that you are at least 18 years of age.

If you create an account on the Website, you are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account and any other actions taken in connection with it. Providing false contact information of any kind may result in the termination of your account.

You must immediately notify us of any unauthorized uses of your account or any other breaches of security. We will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions.

We may suspend, disable, or delete your account if we determine that you have violated any provision of this Agreement or that your conduct would tend to damage our reputation and goodwill. If your account is terminated, you may not re-register for the Services.

Products and Services

The Website offers digital products and digital services only. All products and services available for purchase are provided directly by the Operator and are not offered by third parties.

We do not offer free products, free trials, or service trials, and we do not offer recurring subscriptions. All purchases are one-time transactions unless otherwise explicitly stated on the product page.

The availability of our digital products and services is guaranteed once payment has been successfully completed. Access details or delivery instructions will be provided after purchase in accordance with the product description.

We guarantee that all product descriptions and pricing displayed on the Website are accurate at the time of purchase. However, we reserve the right to correct any errors, inaccuracies, or omissions at any time without prior notice.

Unless expressly stated otherwise, no guarantees, warranties, or promises of specific results are made in connection with any product or service.

Payments and Billing

All payments made through the Website are processed securely via Stripe, a third-party payment processing platform. We do not store or have access to your full payment card details.

By submitting payment information, you represent and warrant that you are authorized to use the payment method provided. All payment information is handled in accordance with Stripe’s security standards and privacy policies.

All prices are listed in the applicable currency and are payable in full at the time of purchase. All sales are final unless otherwise required by applicable law.

User Content

We do not own any data, information or material (“Content”) that you submit on the Website. You are solely responsible for the accuracy, legality, and ownership of all submitted Content.

You grant us permission to access, copy, store, and use your Content solely for the purpose of providing the Services. We reserve the right, but not the obligation, to remove any Content that violates this Agreement or is deemed objectionable.

Backups

We are not responsible for Content residing on the Website. You are solely responsible for maintaining appropriate backups of your Content. We make no guarantee that any deleted data can be restored.

Links to Other Resources

The Website may contain links to external resources. We do not endorse or assume responsibility for the content, products, or services of any third-party websites. Accessing external links is at your own risk.

Prohibited Uses

You are prohibited from using the Website or Services for unlawful purposes, infringing intellectual property rights, submitting false information, spreading malicious code, or interfering with Website security. Violation may result in immediate termination of access.

Intellectual Property Rights

All intellectual property rights related to the Website and Services remain the exclusive property of the Operator. Your use of the Website does not grant you any ownership or license rights beyond what is expressly permitted.

Dispute Resolution

This Agreement shall be governed by the laws of the United Arab Emirates. Any disputes shall be resolved exclusively in the courts of the United Arab Emirates. You waive any right to a jury trial.

Changes and Amendments

We reserve the right to modify this Agreement at any time. Changes will be posted on the Website and become effective immediately upon posting. Continued use of the Website constitutes acceptance of the revised Agreement.

Acceptance of These Terms

By accessing and using the Website and Services, you acknowledge that you have read and agree to be bound by this Agreement. If you do not agree, you are not authorized to use the Website.

This policy has been created with the help of the Terms and Conditions Generator (https://www.websitepolicies.com/terms-and-conditions-generator).

Contacting Us

If you have any questions or concerns regarding this Agreement, please contact us at:

https://www.afrobudgetingirl.com/contact

Last updated: January 9, 2026