AfroBudgetingirl — Real Money Lessons for Real Life

AfroBudgetinGirl shares honest money stories and practical financial wisdom shaped by culture, relationships, and everyday realities.

Here, money isn’t just numbers. It’s lived experience.

This space helps you understand your money and make confident financial decisions —  one step at a time.

Written by Ingrid Francisque, founder of AfroBudgetinGirl and corporate tax expert with 20+ years of experience, helping you build financial resilience and budget with purpose .

A family of five, including a woman, two children, and a man, smiling around a pink piggy bank on a table, with coins and cash.

Each category reflect the “Ecosystem and Blind Spots” philosophy.

Category

Your Health is a Financial Asset. Treat it Like One.

My uncle lost his driving career to diabetes. A colleague's brother now lives on 30% of his former income after kidney failure. A stroke ended someone's career overnight. Three people. Three conditions. Three financial collapses that started long before the diagnosis. This article explores why your health is not separate from your financial life — it is the foundation of it.

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Women's Health : The Financial Foundation We Ignore

Women's health is far more than reproductive health or fertility — it's the foundation your entire financial life is built on. This article shares my own story, from a childhood diagnosis nobody explained to decades of pain normalized as "just being a woman," and the missed income and opportunities that came with it. It also takes a dedicated look at the health disparities Black women face in being heard, diagnosed, and treated. Includes a practical framework for building health into your financial planning at every life stage.

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Cost of Living and Real-Life Money Stories Ingrid Francisque Cost of Living and Real-Life Money Stories Ingrid Francisque

When Taking Care of Myself Quietly Reduced My Expenses

What if the reason you’re struggling to save isn’t your budget — but your lifestyle?
In this personal story, I share how focusing on my health, awareness, and strategic spending quietly reduced my expenses. From food habits to emotional spending, this article explores how saving often becomes the outcome when you align your life with intention.

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