AfroBudgetingirl — Real Money Lessons for Real Life

AfroBudgetinGirl shares honest money stories and practical financial wisdom shaped by culture, relationships, and everyday realities.

Here, money isn’t just numbers. It’s lived experience.

This space helps you understand your money and make confident financial decisions —  one step at a time.

Written by Ingrid Francisque, founder of AfroBudgetinGirl and corporate tax expert with 20+ years of experience, helping you build financial resilience and budget with purpose .

A family of five, including a woman, two children, and a man, smiling around a pink piggy bank on a table, with coins and cash.

Each category reflect the “Ecosystem and Blind Spots” philosophy.

  • Practical advice for managing money in relationships, parenting, fertility, marriage, and divorce.

  • Simple guides to budgeting, saving, managing bills, and paying off debt — perfect for beginners.

  • Clear tips on insurance, emergency funds, and essential documents to protect your income and family.

  • Supportive guidance on funeral costs, inheritance, wills, and handling finances after a loss.

  • Honest stories and practical tips on coping with rising costs, financial stress, and life changes.

  • Discover empowering budget tips inspired by iconic women. The “Glow Up Budget Tips With” series blends mindset, confidence, and smart money strategies to elevate your finances

My Financial Foundation: Mistakes, Lessons & Why You Don’t Need a Degree to Budget

My Financial Foundation: Mistakes, Lessons & Why You Don’t Need a Degree to Budget

My financial foundation wasn’t built on perfection — it was built on discipline, mistakes, scams, emergencies, and resilience. You don’t need to be an accountant to budget. You just need honesty, consistency, and the courage to learn. Here is my real story, without filters.

Read More
You Are Not a Latte Away From Being Broke…
Cost of Living and Real-Life Money Stories Ingrid Francisque Cost of Living and Real-Life Money Stories Ingrid Francisque

You Are Not a Latte Away From Being Broke…

You’re not a Spanish-latte away from being broke. If you budget carefully yet still feel like the numbers don’t add up, it’s not you — it’s today’s cost of living. This article explores the real pressures behind your budget, using data, context and a fresh look at your financial ecosystem.

Read More
50/50 Fair in a Couple? Understanding Money, Equity, Reality
Family and Relationships Finance Ingrid Francisque Family and Relationships Finance Ingrid Francisque

50/50 Fair in a Couple? Understanding Money, Equity, Reality

Splitting expenses 50/50 sounds fair, but real life, unequal obligations, and hidden financial pressures make it more complex. This article explores why 50/50 isn’t always equitable—especially for women—and offers a purpose-driven framework for couples to build a fair, transparent, and sustainable money system.

Read More
How to Prepare a Purpose-Driven Budget for Next Year
Budgeting Debt and Money Basics Ingrid Francisque Budgeting Debt and Money Basics Ingrid Francisque

How to Prepare a Purpose-Driven Budget for Next Year

Budgeting with purpose transforms your financial life by aligning your money with your values, lifestyle, and long-term goals. In this guide, you’ll learn how to build a yearly budget, analyze your spending, identify blind spots, and design a financial plan that supports clarity, control, and confidence all year long.

Read More
Budgeting With Purpose: Build Financial Security and Freedom
Budgeting Debt and Money Basics Ingrid Francisque Budgeting Debt and Money Basics Ingrid Francisque

Budgeting With Purpose: Build Financial Security and Freedom

Budgeting with purpose is more than tracking expenses — it’s about aligning your money with your values and future goals. For women, intentional budgeting is especially powerful. Life stages like caregiving, career breaks, and pay gaps often slow income growth — but purposeful financial planning helps you build security and freedom. Join the Budgeting with Purpose Masterclass and start creating the life you deserve.

Read More