AfroBudgetingirl — Real Money Lessons for Real Life
AfroBudgetinGirl shares honest money stories and practical financial wisdom shaped by culture, relationships, and everyday realities.
Here, money isn’t just numbers. It’s lived experience.
This space helps you understand your money and make confident financial decisions — one step at a time.
Written by Ingrid Francisque, founder of AfroBudgetinGirl and corporate tax expert with 20+ years of experience, helping you build financial resilience and budget with purpose — read more about my story.
Each category reflect the “Ecosystem and Blind Spots” philosophy.
-
Practical advice for managing money in relationships, parenting, fertility, marriage, and divorce.
-
Simple guides to budgeting, saving, managing bills, and paying off debt — perfect for beginners.
-
Clear tips on insurance, emergency funds, and essential documents to protect your income and family.
-
Supportive guidance on funeral costs, inheritance, wills, and handling finances after a loss.
-
Honest stories and practical tips on coping with rising costs, financial stress, and life changes.
-
Discover empowering budget tips inspired by iconic women. The “Glow Up Budget Tips With” series blends mindset, confidence, and smart money strategies to elevate your finances
My Financial Foundation: Mistakes, Lessons & Why You Don’t Need a Degree to Budget
My financial foundation wasn’t built on perfection — it was built on discipline, mistakes, scams, emergencies, and resilience. You don’t need to be an accountant to budget. You just need honesty, consistency, and the courage to learn. Here is my real story, without filters.
You Are Not a Latte Away From Being Broke…
You’re not a Spanish-latte away from being broke. If you budget carefully yet still feel like the numbers don’t add up, it’s not you — it’s today’s cost of living. This article explores the real pressures behind your budget, using data, context and a fresh look at your financial ecosystem.
Financial Ecosystem: The Invisible Force Shaping Your Money
Your financial decisions don’t exist in isolation. From family and culture to career, housing, and legal systems, your financial ecosystem quietly shapes how you spend, save, invest, and protect wealth. In this article, we break down the six pillars influencing your money — and how to take control of them intentionally.
When Taking Care of Myself Quietly Reduced My Expenses
What if the reason you’re struggling to save isn’t your budget — but your lifestyle?
In this personal story, I share how focusing on my health, awareness, and strategic spending quietly reduced my expenses. From food habits to emotional spending, this article explores how saving often becomes the outcome when you align your life with intention.
From Financial Vulnerability to Empowerment: My Journey
More people than ever are experiencing financial vulnerability — even those who appear secure. In this article, Ingrid, founder of Afrobudgetingirl, shares her journey from the French West Indies to the UAE, uncovering what true financial vulnerability looks like, why it affects everyone regardless of income, and how awareness and planning can transform uncertainty into empowerment and lasting peace of mind.
The Real Housewives of Lock-Up Bravo Edition
From Bravo’s BravoCon scandals to Netflix’s scam-celebrity specials, we’ve turned fraud into entertainment. But what happens when crime becomes content? AfroBudgetinGirl dissects how race, privilege, and our obsession with luxury blind us to who really pays the price.
The Land of Opportunities: Expat Life and Money
When life abroad becomes financially unsustainable, what do you do? Explore a true story of courage, motherhood, and financial self-preservation — and learn how to build your own backup plan when “starting over” becomes the only option.