AfroBudgetingirl — Real Money Lessons for Real Life 

AfroBudgetinGirl shares honest money stories and practical financial wisdom shaped by culture, relationships, and everyday realities.

Here, money isn’t just numbers. It’s lived experience.

This space helps you understand your money and make confident financial decisions — one step at a time.

What You’ll Find

Family & Relationships Finance
Money in love, parenting, culture, and family life.

Budgeting, Debt & Money Basics
Simple budgeting, saving, and everyday money tools.

Financial Protection & Security
Emergency funds, insurance, and financial safety nets.

Legacy, Bereavement & End-of-Life
Money guidance during loss, transition, and responsibility.

Cost of Living & Real-Life Stories
Honest stories about pressure, change, and rising costs.

Glow Up Budget Tips
Fictional interviews. Black women. Budget glow-ups with personality and purpose.

Why it matters
Real stories. Practical insight.
So you feel supported — and confident — with your money..

Cost of Living and Real-Life Money Stories Samantha Francisque Cost of Living and Real-Life Money Stories Samantha Francisque

When Taking Care of Myself Quietly Reduced My Expenses

What if the reason you’re struggling to save isn’t your budget — but your lifestyle?
In this personal story, I share how focusing on my health, awareness, and strategic spending quietly reduced my expenses. From food habits to emotional spending, this article explores how saving often becomes the outcome when you align your life with intention.

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Budgeting Debt and Money Basics Samantha Francisque Budgeting Debt and Money Basics Samantha Francisque

How to Prepare Your Budget for the Next Year: A Purpose-Driven and Practical Guide

Budgeting with purpose transforms your financial life by aligning your money with your values, lifestyle, and long-term goals. In this guide, you’ll learn how to build a yearly budget, analyze your spending, identify blind spots, and design a financial plan that supports clarity, control, and confidence all year long.

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Budgeting Debt and Money Basics Samantha Francisque Budgeting Debt and Money Basics Samantha Francisque

Budgeting With Purpose: How You Can Build Financial Security, Resilience, and Freedom

Budgeting with purpose is more than tracking expenses — it’s about aligning your money with your values and future goals. For women, intentional budgeting is especially powerful. Life stages like caregiving, career breaks, and pay gaps often slow income growth — but purposeful financial planning helps you build security and freedom. Join the Budgeting with Purpose Masterclass and start creating the life you deserve.

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Cost of Living and Real-Life Money Stories Samantha Francisque Cost of Living and Real-Life Money Stories Samantha Francisque

From Financial Vulnerability to Empowerment: My Journey with Afrobudgetingirl

More people than ever are experiencing financial vulnerability — even those who appear secure. In this article, Ingrid, founder of Afrobudgetingirl, shares her journey from the French West Indies to the UAE, uncovering what true financial vulnerability looks like, why it affects everyone regardless of income, and how awareness and planning can transform uncertainty into empowerment and lasting peace of mind.

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Family and Relationships Finance Samantha Francisque Family and Relationships Finance Samantha Francisque

My Money, My Aunty, My Friend

Lending money to friends and family can test even the strongest relationships. When repayment lingers or never comes, it leaves emotional and financial scars. Discover how to lend wisely, document agreements, and protect your financial peace — without guilt or resentment. Because the truth is, saying no can sometimes be the most loving thing you do for yourself and those you care about.

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Family and Relationships Finance Samantha Francisque Family and Relationships Finance Samantha Francisque

Crazy in Love

A breakup can turn emotional pain into financial hardship, leaving you vulnerable to debt and money stress. When love fades, financial disputes over loans, rent, and shared assets often take center stage. If your relationship ends, will you be financially protected, or risk losing your savings, home, and security along with your partner?

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Family and Relationships Finance Samantha Francisque Family and Relationships Finance Samantha Francisque

Pillow “Money” Talk

The most important relationship conversation is not only about love, it’s also about money. After facing job loss and financial stress, I learned that open, honest “money talks” are the foundation of trust and stability. Discover how communicating about finances can strengthen your relationship and set you on the path to lasting financial resilience.

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